Sometimes life throws you curves and you need to adapt. That’s okay. If you need to bend any of these rules, just be sure to consult with your loan officer first. This will minimize the chances of your loan being delayed. Sometimes the smartest people do the dumbest things. So, you’ve found the perfect home, … Read more
When you have the right people counseling you along the way and you take their advice early and often, you’ll create a great experience for yourself and you’ll be prepared for whatever happens. Five things you need to do first. Looking to purchase your very first home? Congratulations! It’s an exciting purchase and one that … Read more
Whether you’re refinancing or purchasing a home, it may be possible to do so without an appraisal. Maybe not. The Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae) have both announced a new property valuation option. Consumers who are buying homes or refinancing existing mortgage loans may be … Read more
We hear a lot about Veterans Affairs (VA) Loans that just isn’t true — Some of it from lending professionals who should know better. Listed below are some common VA financing myths along with a brief explanation of the reality. VA Home Loans: Myth vs Reality Myth: Only the United States Department of Veterans Affairs … Read more